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2022 UK housing market predictions

2022 UK housing market predictions

It could be another interesting year in housing, as we take a look at UK housing market predictions for 2022. Last year, the Stamp Duty holiday, flexible working, and historically low interest rates fuelled a home-buying frenzy. Naturally, house hunters responded by taking advantage of these opportunities to climb the property ladder. So, what’s in […]

The real cost of buying a house

When moving house, most will have mastered the art of budgeting and saving to finance the home itself. But when it comes to the actual move, you must factor in all of the additional costs – from Stamp Duty and new furniture to redirected post. Here, we break down the true cost of buying a […]

What is Income Protection and why do you need it

Keeping on top of essential outgoings – like mortgages and rent – would be tough on most of us if we were to lose our income due to illness or injury. Understanding the options available could make all the difference, including what Income Protection is and how it could help you.  In this guide, we’ve […]

Causes of bad credit and how to improve your credit score

Common causes of a bad credit rating include missing payments, loan defaults and even identity theft. If you’ve found yourself on this page, then you may have been rejected for a loan, credit card or mortgage recently. Or perhaps you’re preparing to make a huge financial commitment and want to ensure your credit score doesn’t […]

How to reduce your carbon footprint AND save money at home

Our homes are extremely important to us, and so is keeping them light and warm. Sadly, the energy we create at home through light, heat and general waste can do some serious damage to the environment. The good news? There’s plenty of small, yet impactful, changes that you can make in your own home to […]

Different types of mortgages explained

When it comes to the different types of mortgages, there are many payment plans and terms available, each designed to cater to your unique circumstances. Factors to consider when selecting a mortgage include: Whether or not you intend to live at the property How consistent you’d like your monthly payments to be What the loan-to-value […]